Agesa Hayat ve Emeklilik

AgeSA Hayat ve Emeklilik A.S. is a pension and life insurance company operating as a partnership between Sabanci Holding and Ageas, a Belgium-based insurance group. The company's former name was AvivaSA Emeklilik ve Hayat. Its shares trade on Borsa Istanbul under the ticker AGESA, and AGESA stock is followed among shares in the long-term savings sector.

Under Turkey's Private Pension System (Bireysel Emeklilik Sistemi), AgeSA offers pension plans for different savings goals, as well as automatic enrolment and group pension products run through employers. On the life insurance side, it provides policies with death cover, savings-type policies and credit-linked policies. Distribution combines bank partnerships, direct sales teams, agencies and online channels.

For companies in this field, fund size, new participant inflows and exits, management fee income, life insurance premiums and regulations such as the state contribution are decisive. The interest rate environment also affects the return on the company's own investment portfolio. On Lzzo.com, the AGESA page includes the chart and indicators.