Compound return calculator
Calculates a nominal and real savings scenario in Turkish lira from a starting amount, monthly additions, an assumed annual return and inflation. The return and inflation rates are your assumptions; they do not show an achieved return and are not investment advice.
Assumptions
Principal and compound return by year
Each bar shows the nominal value at the end of that year.
Real value: Fisher equation, r(real) = (1 + r) / (1 + i) − 1 · 4% withdrawal: hypothetical annual withdrawal rate
About the compound return calculator
What is compound return?
Compounding means that the return earned is added to the principal and earns a return itself in later periods. With simple return only the original principal earns; with compounding each period is calculated on a growing base. If one year’s return is added to the principal, for example, the following year’s return is calculated on a larger amount. The longer the period, the wider the gap between the two methods becomes.
Inputs in the calculator
You set the starting amount, the amount added each month, an assumed annual return, the duration and an inflation assumption, and you can choose whether the return is compounded monthly or annually. The tool uses these values to calculate how the savings develop period by period and shows the total invested and the value reached separately on the chart. The return rate is your assumption, not the past or future return of any product.
Nominal and real value
Nominal value is the amount the savings would reach, expressed in currency. Real value expresses that amount in today’s purchasing power, using the inflation assumption you entered. When inflation is high, the nominal amount can grow while the real value rises much more slowly or even falls, which is why reading both results together matters.
Comparing with real prices
To see the outcome of regular buying with real historical prices instead of assumptions, use the dollar-cost averaging calculator; to list assets by market and sector, use the stock and asset screener. Taxes, fund management fees and trading costs reduce compound returns, and this calculation does not include them.